Coverage Issues

Along with issues of liability and quantum, most modern litigation involves complicated questions of insurance coverage and policy analysis. Blue Williams specializes in advising its clients on obligations involving first- and third-party claims and a large variety of liability issues involving automobile, property, general, and professional liability coverage.

Courts are constantly revising their interpretations of policy provisions such as those involving defense obligations, an insured’s right to select counsel, contractual or construction coverage, pollution exclusions, toxic tort claims,work product and completed operations coverage, named driver exclusions, validity of UM waivers, and mold claim exclusions. Blue Williams interprets policies and litigates issues such as ambiguity in policy language, intent of the parties to the contract, coverage trigger dates, identifying an “occurrence,” agent liability, claims handling practices, the reciprocal duties of the insured from policy procurement, timely reporting of claims, and assistance in investigation and defense.